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Archive for September, 2007

Paid off the car

September 19th, 2007 at 10:26 pm

Last night DH and I had our semi-regular meeting to discuss our money. For a while we've been hoarding cash since there were so many unknowns in our life: we didn't know if I would get into pharmacy school, where DH would be stationed, if one or both of us would have to move, and how all of that would influence our monthly expenses.

Well now we have a better idea about most of those and decided that even if expenses would be higher than expensive we could handle it. Since we aren't going to buy a house for 4+ years, we took $5,500 from our downpayment fund and used it to pay off my car.

Now we just have to pay off DH's car. It shouldn't take too long, but I'll crunch those numbers later.

Back on top!

September 19th, 2007 at 12:16 am

Great news...our Roth's have finally made money again!

DH and bought our Roths a couple weeks before the market tanked this last time. It's been hovering around our purchase price, but today's been the first day that we've ended the day ahead in about 3 months.

Now I'm fully expecting them to have end down tomorrow, but hey, for now we are in the black!

No time for anything

September 10th, 2007 at 01:27 am

In the three weeks since school has started I've been feeling so overwhelmed and have not had time for anything other than studying!! Having my in-laws in town this weekend and last haven't helped either since that means I've had to cram all school stuff during the week.

Anyway, I've had zero time for things that I have previously enjoyed like couponing and tracking our finances. Thankfully there haven't been too many good deals out there otherwise I'd either have to miss out or try to cram it in. Our finances are sort of working out as expected, but I'm not able to track and monitor it as much as I'd like.

School is also much more expensive than I was expecting. I was expecting for tuition and stuff, but now there are various club dues and eating out! I'm planning on joining a couple of different clubs and with dues being about $50, that quickly adds up to $100-150.

Grabbing lunch at the hospital is about $3, but if we go somewhere else it will easily add up quickly. Our schedule is so varied that some days we will have to eat at the hospital, and I can probably take my lunch most of those days. However other days it makes more sense for people to go out to lunch, and it would be harder to bring my lunch those days. Especially this semester when I'm trying to meet people and build relationships I'll probably go out to eat more than in future terms. We'll see though!

New clothes

September 1st, 2007 at 12:45 pm

Well apparently at pharmacy school we have to dress professionally. For this normally jeans and t-shirt gal that means I need some new clothes.

A little while ago I went to a thrift store and got some clothes. I wrote about it in a previous post if you are interested.

Well this Thursday JC Penny's was having a major clearance sale. I got a collared shirt (half off), a pinstriped pant (less than $9), a pair of black sandals (less than $9), a pair of black pumps (half off), and a pair of earings (25% off). On top of that I opened a Penny's credit card and got $5, 10% off, and then an additional 15% off.

The recepit says I saved $145.

Since I don't have much to add to the challenge lately I'll add it here.

New additions: $145
Previous total: $929.76
Total, since 4/15: $1074.76