About Me

Katy

25 year old married to a Naval Aviator. Graduating in 2011 from pharmacy school.

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Our debts:
Car Loan
Aug 08 $2,528.60
Jan 08 $5,956
Dec 07 $6,170.32
Sept 07 $7,322.76 Paid off 1 car
Aug 07 $14,159.99 (-$526.25)
July 07 $14,686.13 (-$1966.36)
June 07 $16,652.49 (-$1,850.25)
May 07 $18,502.74

School Loans:
Fall 08: $21,576
Spring 08: $16,853
Fall 07: $12,063
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Savings:
EF: fully funded

Down payment:
Aug 08 18.3% of goal
Jan 08 13% of goal
Dec 07 13% of goal
Sept 07 13% of goal (paid off car)
Aug 07 25% of goal
July 07 24% of goal
June 07 24% of goal
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Retirement:
Aug 08, 2009 Maxed Out
Jan 08, 2008 Maxed out
Dec 07, 2008: $2,432+
Oct 07, 2008: $2,113
Sept 07, 2008: $1,518
Aug 07, 2008: $1,283
July 07, 2008: $207 saved
2007: Maxed out
June 07 No retirement savings

Giving this blog thing a whirl...

February 20th, 2007 at 01:54 pm

Hello!

I'm new to this site, but I'm really interested in personal finance and frugal living stuff.

My husband and I are doing alright financially, but there's always room for improvement!

The good:
-No student loans thanks to the Navy, scholarships, and nice parents
-No credit card debit.
-After being in the red for the first 5 months of marriage we are now in the black!
-Emergency Fund(s) with about 4 months worth of expenses.

The bad:
-Two car payments
-Future college payment/loans (I'll be starting pharmacy school soon)
-No retirement accounts

The ugly:
-Thankfully I can't think of anything to put here!!

Anyway, that's a little bit about me. I look forward to learning from you!

Posted in Uncategorized | 10 Comments »

10 Responses to “Giving this blog thing a whirl...”

Ima saver Says:
February 20th, 2007 at 02:03 pm

Welcome, we are glad that you have joined us. I think you will learn a lot.
living_in_oz Says:
February 20th, 2007 at 02:04 pm

Sounds like you guys are doing fairly well! If you really want to stay in the black though, I would suggest trying to get those cars paid off. Car payments can seriously drain a young couple starting out.
Thrifty Ray Says:
February 20th, 2007 at 02:07 pm

Welcome! It sounds like we can learn from you too! as you are clearly off on a good financial start! Glad you've joined us!
fairy74 Says:
February 20th, 2007 at 03:09 pm

Welcome, look forward to reading more of your posts
Carolina Bound Says:
February 20th, 2007 at 03:16 pm

You're doing great! Welcome to the club!
frugalmomof1 Says:
February 20th, 2007 at 03:17 pm

Welcome! Sounds like you have a great start!!!
JanH Says:
February 20th, 2007 at 06:22 pm

Welcome!
baselle Says:
February 20th, 2007 at 07:56 pm

So it sounds like you are playing great defense - little debt - but not much offense - little savings. EF is only the first step. Welcome, and I think you can find a lot of good advice here.
tinapbeana Says:
February 21st, 2007 at 06:21 am

nice to have you join us!
Broken Arrow Says:
February 21st, 2007 at 06:55 am

Welcome, Katy! Hope you enjoy your stay.

Ktmarvels's Personal Finance Blog

Giving this blog thing a whirl...

10 Responses to “Giving this blog thing a whirl...”

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